60 seconds for a lifetime of security
Get expert advice, answers to your questions, and personalized scenarios right now—tailored for individuals, entrepreneurs, and the self-employed. Start the process with Emerald! Your data is confidential, encrypted, and 100% protected according to financial industry standards.
Why request a quote? 9 out of 10 Quebecers are overpaying
The 6 invisible factors that could be costing you a fortune.
Bank Mortgage Insurance
Bank insurance costs are often hidden, high, and increase every 5 years at renewal. Did you know that with iA, your premiums stay fixed and the benefits are creditor-protected?
Life and Term Insurance
This is a topic often overlooked, whether you are already insured or not. Do your current policies still match your family situation? When was the last time you got a second opinion?
Estate Planning
It’s a difficult subject, but one that requires attention. Poorly organized successions carry heavy costs. If something happened today, would your family be debt-free? Is your money protected from taxes and creditors? Will it reach the right beneficiaries?
Disability Insurance
Disability is a major financial risk, affecting 1 in 4 Quebecers. Do you know exactly how you would cover your monthly expenses if you were unable to work? How long could you stay afloat? Let's run the numbers.
Tax Optimization
The goal is always to keep more of what you earn. We recommend reviewing your investor profile every 36 months. Are you using the right government accounts and tools? Are you satisfied with your returns and your current advisor?
Auto & Home Insurance
These are the monthly payments we most often set and forget. Saving on insurance means more money for your other goals. When did you last shop around? 1 in 4 clients save money by switching, and a simple quote enters you for a chance to win $10,000 this year.
How I support Quebec's entrepreneurs
In today’s volatile economic landscape, staying ahead of shifting regulations requires more than a one-size-fits-all approach. By integrating diverse financial strategies with the right insurance coverage, we help your business thrive while ensuring your capital remains secure and your financial freedom protected.
High-performance incentive plans
Harness the power of high-performance profit sharing—the ultimate tool for growth. Looking to boost employee retention, motivate your team, and build your own wealth? Get your Émeraude quote today.
Funding shareholder agreements
Unsure how to safeguard your business interests in the event of a shareholder's death or disability? Get a no-obligation quote through Émeraude to secure your company's future.
Tax-efficient wealth transfer via CDA
Looking for tax-free withdrawals to ensure a seamless legacy for your heirs? Request a quote with Émeraude today to optimize your estate strategy.
Executive retirement maximization
Did you know there are contribution limits higher than an RRSP exclusively for business owners? Discover why and how by requesting a quote through Émeraude.
Increase your borrowing capacity with financial institutions
Looking to borrow for expansion, investment, or security, but finding it difficult to secure bank approval? There are other ways to reach your goals. Request a quote with Émeraude to explore your options.
One dedicated advisor, lifelong financial security.
A structured approach where every file is managed with the same rigor and dedication, from our first conversation to the final implementation of your strategy.
Lucas Villelongue
Financial Security Advisor at iA Financial Group
With a diploma in Business Management and a French Bachelor’s degree in Administration (with honors), I am a Financial Security Advisor at the Les Rivières agency of iA Financial Group. Backed by six years of retail management experience, I use a structured process to analyze your needs and implement strategies that align with your priorities. As an entrepreneur involved in web design, artificial intelligence, and U.S. financial markets, I bring a unique and constructive perspective to the table. Bilingual, disciplined, and results-driven, I am committed to honesty and professionalism to support your financial journey over the long term. I look forward to working with you! I am fully certified by the Autorité des marchés financiers; you can verify my credentials at this link. Your data is confidential, encrypted, and 100% protected according to financial industry standards.